Ethical Financial Services

Vital, such as saving for your child s future education or saving for your retirement?
Important such as paying off your car early?
A luxury that you can do without, such as an overseas holiday?

Capital Protection: Protection of your capital against a decline in the market value of your investments.
Capital Income: To receive an income generated from your investments.
Consistency: A high degree of stability and predictability of your investment return over time.
Long- Term Inflation Hedge: High degree of protection of long-term purchasing power of your investment.
Capital Appreciation: Increase in market value of your investments, primarily through capital growth in excess of inflation.

I would rather protect my assets, even though there may be limited growth potential.
I would rather experience steady growth each year.
I would like high growth even though it may mean very volatile returns in the short term.

I believe that I will not have enough money for my goal and therefore don�t want to lose what I already have.
I believe that I will have enough money for my goal and therefore would like a consistent long-term investment.
I believe that I will have more than enough money for my goal and therefore can afford to be more aggressive with the investments that I make.